NO CREDIT CARD REQUIRED

Shop now.
Pay later.

Just an email and mobile number. No pre-registration. Pay the total amount next month at once or in 3 installments.

Trusted by 10M+ users
Current Balance
¥42,850
AMAZON JP ¥12,400
APPLE STORE ¥30,450

Installment 1 of 3 active

Available at your favorite stores

AMAZON
NIKE
Qoo10
STARBUCKS
ZARA

Magic simple.
Exactly like cash.

Experience the next generation of payments.

1. One-click Checkout

Simply select ESWMZBL at the checkout. No need to enter card numbers or sensitive info.

2. Instant SMS Auth

Receive a 4-digit code on your mobile phone and enter it to complete the purchase instantly.

3. Pay Next Month

We will send you a bill the following month. Pay at a convenience store, via bank transfer, or auto-debit.

Upgrade to ESWMZBL Plus

Introducing 3-Pay.

Divide your payments into three equal installments with Zero Interest and zero fees. It's the most flexible way to manage your budget.

No Annual Fees
Real-time Approval

Your financial world,
in one app.

Download ESWMZBL now and join the evolution of shopping.